PHYLLIS ROSEN, INC.

INTERNET WEB SITE DISCLAIMER

Welcome to the anglecare4u.com web site. Please read the following terms and conditions regarding the use of the Web Site. The authority to use the Web Site is linked to the organizational process for registration and/or on a volunteer basis. The volunteer must also agree to comply with this policy and practice by agreeing to terms and conditions presented at the time of registering. By accessing, downloading or using any information, inclusive but not limited to documents, software, products, data, communications, personal settings, reporting mechanisms, reporting, training, collaboration and management tools and resources, web based content management and a library of web content to enhance your company/site (the "Materials") from the Web Site, you agree to be bound by the terms and conditions ("Terms of Use") that follow. Any new features that enhance the current service also will be subject to these Terms of Use. If you do not intend to be bound by such Terms of Use, please do not use the Web Site.

In order to use AngelCare4u products and services, you must obtain access to the World Wide Web, either directly or through devices that access web-based content, and pay any service fees associated with such access, including any carrier fees. In addition, you must provide all equipment necessary to make such connection to the World Wide Web, including a computer and modem and/or a wireless access device. Your usage rights to AngelCare4u may not be transferred to another entity. Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind. The information on the site is not meant to be personalized for those looking at it. Users are advised to verify the details contained in these web page with a PalButton member or office before making decisions based on the published information. The data contained herein is for informational purposes only and is not represented to be error free. Products and Services are provided for use "as is." We provide no guaranties or warranties, express or implied, with regard to content provided on this site.

USE OF SITE INFORMATION

You may download, view, copy and print documents and graphics incorporated in Web Site (the "Documents") and Materials, use AngelCare4u's services (the "Services") (Documents, Materials and Services shall be collectively referred to as "AC Products") subject to the following: (a) the AC Products shall be used solely for personal, informational, non-commercial purposes, without prior written consent of Phyllis Rosen, Inc; (b) the AC Products shall not be modified or altered in any way, except as specified and agreed upon in each individual contract; and (c) any software that you download from this Web Site is subject to the terms of a software license agreement, which you must read and accept prior to downloading. You shall not download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit or distribute any information from this Web Site in whole or in part without the express authorization of Phyllis Rosen, Inc. You shall not remove any copyright or other proprietary notices contained in the AC Products. Phyllis Rosen, Inc reserves the right to revoke the authorization to view, download and print the AC Products available on this Site at any time, and any such use shall be discontinued immediately upon written notice from Phyllis Rosen, Inc.

You agree not to upload, email, post, publish or otherwise transmit through any forum any content that is: (a) false or misleading; (b) defamatory; (c) harassing or invades another's privacy, or promotes bigotry, racism, hatred or harm against any group or individual; (d) obscene; (e) infringes another's rights, including but not limited to intellectual property rights; (f) constitutes unsolicited bulk e-mail, "junk mail," "spam" or chain letters; or (g) violates any applicable laws or regulations.

If there is evidence that users are not adhering to the guidelines set out in this policy, Phyllis Rosen, Inc reserves the right to take action, including termination, interruption of service and/or legal action.

You shall not distribute or otherwise publish any content containing a solicitation of funds, promotion, advertising, solicitation for goods or services, or other commercial matter. You agree not to solicit other users of the Web Site to use or join or become members of any commercial online or offline service or other organization. Except where expressly authorized by Phyllis Rosen, Inc, you agree not to collect or store personal data about other users. By uploading, emailing, posting, publishing or otherwise transmitting content to any forum or submitting any content to Phyllis Rosen, Inc, you automatically grant (or warrant that the owner of such rights has expressly granted) Phyllis Rosen, Inc a perpetual, royalty-free, irrevocable, nonexclusive right and license to use, reproduce, modify, adapt, publish, transmit and distribute such content in any form, medium, or technology now known or later developed. In addition, you warrant that all so-called moral rights, confidentiality and trade secrets in the content have been waived.

PASSWORDS AND SECURITY

You are responsible for maintaining the confidentiality of any password(s) you are given to access the Web Site, and are fully responsible for all activities that occur under your password(s) and account and for maintaining the confidentiality of your password and account. You agree to notify Phyllis Rosen, Inc immediately of any unauthorized use of your password(s). Phyllis Rosen, Inc cannot and will not be responsible for any loss or damage arising from your failure to comply with these requirements. Phyllis Rosen, Inc is concerned about the security of personal information we have collected from you and has taken reasonable steps to prevent unauthorized access to that information.

TRADEMARK & COPYRIGHT NOTICE

The names, trademarks, logos, and service marks ("Marks") displayed on this Web Site are the property of Phyllis Rosen, Inc or other third parties. You are not permitted to use the Marks without the prior written consent of Phyllis Rosen, Inc or such third party which may own the Marks. Trademarks of Phyllis Rosen, Inc include but are not limited to "AngelCare4u" and the angelcare4u logo.

MONITORING

Phyllis Rosen, Inc, its affiliates and agents are entitled, but not obligated, to review or retain your communications while you are visiting the Web Site. We may monitor your communications to evaluate the quality of service you receive, the security of the service, or for any other reasons. You agree that Phyllis Rosen, Inc's monitoring activities shall not entitle you to any cause of action or other right with respect to the manner in which Phyllis Rosen, Inc monitors your communications. In no event shall Phyllis Rosen, Inc be liable for any costs, damages, expenses, direct or indirect, or any other liabilities incurred by you as a result of Phyllis Rosen, Inc's monitoring activities.

TERMINATION OF USE

You agree that Phyllis Rosen, Inc may, in its sole discretion, at any time terminate your access to the Web Site and any account(s) you may have in connection with the Web Site.

LINKS TO OTHER WEB SITES

Phyllis Rosen, Inc provides links to other web sites. We do not control the other sites, and make no representations whatsoever concerning the content of those sites. The fact that Phyllis Rosen, Inc has provided a link to a site is not an endorsement, authorization, sponsorship, or affiliation with respect to such site, its owners, or its providers. There are risks in using any information, software, or products found on the Internet, and Phyllis Rosen, Inc cautions you to make sure you understand these risks before retrieving, using, relying upon, or purchasing anything via the Internet. You agree that under no circumstances shall you hold Phyllis Rosen, Inc liable for any loss or damage caused by use of or reliance on any content, goods or services available on other sites.

LIMITATION OF LIABILITY

IN NO EVENT SHALL PHYLLIS ROSEN, INC OR ITS AGENTS, EMPLOYEES, SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES INCLUDING, WITHOUT LIMITATION, LOSS PROFITS OR REVENUES, COSTS OF REPLACEMENT GOODS, LOSS OR DAMAGE TO DATA ARISING OUT OF THE USE OR INABILITY TO USE THIS WEB SITE OR ANY PHYLLIS ROSEN, Inc PRODUCTS OR SERVICES, DAMAGES RESULTING FROM USE OF OR RELIANCE ON THE INFORMATION, MATERIALS OR SD PRODUCTS PRESENTED ON THIS WEB SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY EVEN IF PHYLLIS ROSEN, Inc OR ITS SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

DISCLAIMER

Despite the efforts of Phyllis Rosen, Inc to provide accurate information, it is not possible to completely ensure that all information is constantly correct. The AC Products presented on this server may include technical inaccuracies or typographical errors. Phyllis Rosen, Inc assumes no responsibility for accuracy, correctness, or content of the AC Products provided on this Web Site. You should not assume that the AC Products on this Web Site are continuously updated or otherwise contain current information. THE AC PRODUCTS, THE SERVICE, THIS WEB SITE, AND ALL CONTENT ON THE SITE, ARE PROVIDED ON AN "AS IS" BASIS. PHYLLIS ROSEN, Inc EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON INFRINGEMENT OR TITLE IS HEREBY EXCLUDED. PHYLLIS ROSEN, Inc MAKES NO WARRANTY THAT (i) THE AC PRODUCTS, THE SERVICE AND THE WEB SITE WILL MEET YOUR REQUIREMENTS, (ii) THE AC PRODUCTS, THE SERVICE AND THE WEB SITE WILL BE AVAILABLE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE AND SITE WILL BE ACCURATE OR RELIABLE, AND (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH PHYLLIS ROSEN, Inc AND THE WEB SITE WILL MEET YOUR EXPECTATIONS. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND PHYLLIS ROSEN, Inc SHALL HAVE NO RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM ANY REASON BEYOND PHYLLIS ROSEN, Inc CONTROL INCLUSIVE BUT NOT LIMITED TO THE DOWNLOAD OF ANY SUCH MATERIAL. As such, Phyllis Rosen, Inc does not accept any responsibility or liability for any actions taken as a result of using this information. Further, Phyllis Rosen, Inc assumes no responsibility for errors or omissions in the AC Products on this web site.

The information and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by Phyllis Rosen, Inc. The information contained throughout this web page is not a contract. Issues discussed may not be applicable in every area and place. The services and products offered by Phyllis Rosen, Inc are subject to the terms and conditions of each single contract.

The information contained in this Web site is not the contract itself and is designed only to briefly describe its contents. Each contract's coverage may be different. No changes can be made or contract entered via this Web site, by e-mail, voice mail, or answering service. To make any changes to your current contract or to enter into a contract, please call us at 1-561-864-9040.

This site is provided for general information about all of the different types of products and services that Phyllis Rosen, Inc can offer. Please contact us by e-mail if you have any questions about the terms under which this site is operated, or call us at 1-561-865-9040 with any questions.

MINORS USE OF WEB SITE

Minors are not eligible to use the Web Site, and we ask that they do not submit any personal information to us.

INDEMNITY

You agree to indemnify, defend and hold Phyllis Rosen, Inc its officers, directors, employees and agents harmless from and against any and all claims, liabilities, damages, losses or expenses (including reasonable attorney's fees and costs) arising out of, based on or in connection with your access and/or use of this Web Site.

GENERAL

These Terms of Use contain the entire agreement between you and Phyllis Rosen, Inc and supercede all prior or contemporaneous communications between the parties regarding your use of the Web Site. The section headings of these Terms of Use are for ease of reference only and shall not be admissible in any action to alter, modify, or interpret the contents of any section. All matters relating to your access and use of this Web Site shall be governed by the federal laws of the United States and the laws of the State of Florida. The federal and state courts within Palm Beach County, Florida shall have exclusive jurisdiction to adjudicate any dispute arising out of, or relating to or in any way connected with your access and/or use of this Web. A finding by a court of competent jurisdiction that a provision of these Terms of Use is invalid, illegal, or unenforceable shall not affect any other part of these Terms of Use, and such provision shall be construed by limiting it to the extent necessary so as to be enforceable or, if such provision cannot be so limited, then these Terms of Use shall be construed as if they had never contained such provision. The waiver by Phyllis Rosen, Inc of any provision of these Terms of Use on any occasion and upon any particular circumstances shall not operate as a waiver of such provision or any other provision on any other occasion or upon any other circumstances.

WARNING ABOUT E-MAIL:

Please see our Privacy Policy. However, information that is transmitted by e-mail over the Internet is not secure and can be intercepted and read by other Internet users. DO NOT use e-mail to send Phyllis Rosen, Inc private or confidential data about yourself or others. Additionally, Phyllis Rosen, Inc will not use e-mail to transmit responses that contain private or confidential data on an individual.

EXPORT CONTROLS

By pressing the "I accept the License Terms and Export Restrictions" button below you accept the Terms of Use and is also an indication of your agreement that you comply with each of the following export restriction statements. * I am not a citizen, national, or resident of, and am not under control of, the government of Cuba, Iran, Sudan, Iraq, Libya, North Korea, Syria, nor any country to which the United States has prohibited export. * I will not download or otherwise export or re-export the Service or any software, directly or indirectly, to the above mentioned countries nor to citizens, nationals or residents of those countries. * I am not listed on the United States Department of Treasury lists of Specially Designated Nationals, Specially Designated Terrorists, and Specially Designated Narcotic Traffickers, nor am I listed on the United States Department of Commerce Table of Denial Orders. * I will not download or otherwise export or re-export the Service or any software, directly or indirectly, to persons on the above mentioned lists. * I will not use the Site or the Service for, and will not allow the Site and the Service to be used for, any purposes prohibited by United States law, including, without limitation, for the development, design, manufacture or production of nuclear, chemical or biological weapons of mass destruction. If you agree, as an authorized representative and signatory of your company, to accept the Terms of Use above on behalf of your company, and to confirm that your company is in compliance with and will remain in compliance with each of the export restrictions listed above, please click on the "Accept" button below. Otherwise please click "Decline" to cancel your registration for Phyllis Rosen, Inc.